Effortless account and loan opening - anywhere, anytime

Built for Credit Unions and Banks, Cotribute is a consumer and business account opening and loan application platform with built in marketing and fraud protection automation.

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TRUSTED BY LEADING FINANCIAL INSTITUTIONS INCLUDING
Modern UX
60%
Increase in conversions
Configurable UX
5X
Increase in new customers
Back Office Process Atuomation
~98%
Automation of Manual Steps
Applications Handled via Auto-Decision
~85%
Automation of Existing Criteria

Accelerate Member and Customer Growth and Engagement

  • Transform Onboarding Efficiency

    Cotribute’s streamlined onboarding process speeds up customer acquisition with 5x faster rates and account openings completed in under 2 minutes.

  • Boost Engagement Through Automation

    With automated cross-selling capabilities, Cotribute empowers financial institutions to increase deposits, expand wallet share, and attract more customers.

  • Highly Configurable Experiences

    Support over 45 financial products with intuitive, API-enabled workflows that adapt to your customers’ needs—anywhere, anytime, and on any device.

Drive Operational Excellence

  • End-to-End Automation

    Eliminate manual bottlenecks by automating 85% of decision-making processes, from fraud detection to core system updates.

  • Seamless System Integration

    Cotribute integrates effortlessly with core banking systems, loan origination software, and digital platforms, ensuring smooth adoption and operational continuity.

  • Empower Your Team

    Free staff from repetitive tasks so they can focus on delivering high-value customer experiences.

Detect Fraud Proactively

  • Cutting-Edge Fraud Prevention

    Leverage advanced fraud detection tools, real-time KYC and KYB checks, and liveness detection to minimize fraud risks while improving conversion rates.

  • Boost Compliance and Accuracy

    Integrated data sources and configurable fraud rules ensure all processes meet the highest compliance standards, reducing errors and building trust with your customers.

  • Improve Customer Retention

    Reduce application drop-off rates by 60% with secure, efficient, and customer-friendly onboarding flows.

Optimize with Advanced Analytics

  • Gain Real-Time Insights

    Track and analyze every step of the customer journey with real-time data. Our platform empowers you to identify bottlenecks, optimize workflows, and enhance user experiences, ensuring your onboarding process operates at peak performance.

  • Predict and Adapt

    Leverage predictive analytics to stay ahead of customer needs and market trends. With instant access to actionable insights, your institution can proactively adjust strategies to improve approval rates, reduce drop-offs, and meet compliance goals.

  • Continuously Improve

    Turn data into opportunities for growth. Our advanced analytics enable iterative refinements to your onboarding process, helping you drive measurable outcomes such as increased customer acquisition, reduced operational costs, and higher satisfaction rates.

Out of the box integrations with leading platforms

See how

Cotribute in the news

See what other credit unions, industry leaders and press are saying about Cotribute

Thrive in the digital era.

Find out how you can accelerate your growth using Cotribute.
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