Cotribute is the next-generation digital opening and onboarding platform designed to help financial institutions like banks and credit unions deliver seamless onboarding experiences, grow deposits and loans, and achieve operational excellence. With cutting-edge technology and AI-driven intelligence, Cotribute helps you adapt to the fast-changing needs of today’s digital-first customers.
Drive acquisition with personalized, streamlined onboarding.
Automate loan applications and cross-sell financial products effortlessly.
Save time and resources with automated workflows and touchless decisioning.
Protect your institution with advanced risk detection and customizable fraud rules.
From checking accounts to specialized savings products.
Consumer loans, business loans, HELOCs, and more.
Simplify onboarding for IRA accounts, brokerage accounts, and insurance products.
Create customized onboarding workflows with code-free configuration.
Support consumer, business, and niche products like holiday savings or round-up savings.
Easily integrate deposit switching, fraud detection, and real-time compliance updates.
Automate approvals and denials with real-time data from credit bureaus and core systems.
Leverage 70+ customizable fraud and risk rules for precise decision-making.
Integrate features like ID verification, credit scoring, and document management.
Get detailed insights to refine onboarding processes and enhance customer journeys.
Optimize conversion rates and meet key performance metrics with data-driven adjustments.
Utilize the applicant portal, back office portal, and developer portal to gain complete control over configurations. These tools allow institutions to customize workflows and decision rules in real time, ensuring that adjustments informed by analytics are seamlessly implemented for improved outcomes.
Cotribute integrates seamlessly with your existing core banking systems, CRMs, and other enterprise platforms.
By layering Cotribute on top of your current ecosystem, you can enhance your existing workflows without requiring disruptive overhauls or replacement of legacy systems.
Our platform connects with 10+ core systems, enabling instant data sharing and updates to support onboarding, fraud prevention, and compliance.
Automate workflows across your ecosystem, reducing duplicate tasks and manual effort while improving collaboration across teams.
Cotribute’s flexible integrations allow your institution to grow and adapt, adding new capabilities and workflows as your needs evolve.
Cotribute helps financial institutions stay ahead of the competition by offering unmatched configurability, powerful analytics, and next-generation automation. Whether you’re looking to improve operational efficiency, grow your customer base, or launch innovative financial products, Cotribute provides the tools you need to succeed.
Discover the Cotribute difference today and empower your institution to thrive in the digital age.
Cotribute’s platform is purpose-built to empower financial institutions with:
Get live in as little as 30 days with seamless core system integrations.
Achieve measurable outcomes, including:
Start with your top priorities and scale as your needs grow, supporting digital, in-branch, or hybrid models.