Digital account opening optimized for growth.

Instant frictionless account opening that let's you grow deposits, improve member experience and automate operations.

TRUSTED BY LEADING FINANCIAL INSTITUTIONS INCLUDING
“Cotribute's Consumer Account Opening product has revolutionized our account opening processes with its accurate mappings and user-friendly interface. This powerful tool simplifies complex procedures back-office operations and significantly improves our member experience”
George Lunsford
President & CEO

Outcome realized by financial institutions from Cotribute

97.6%

Manual back office processing steps automated

89.5%

Account opening applications decisioned instantly

5X

Increase in new memberships over 180 days

Cotribute's unique value proposition

Platform Capability
BUsiness priority
Others
us

Digital consumer account opening

Customer & deposit growth

Yes

Yes

Core Integration

Margin growth

Yes

Yes

Digital business account opening

Customer & deposit growth

Depends

Yes

Fraud detection/integration with fraud tools, Decision Intelligence+ for touchless decisioning

Margin growth

Depends

Yes

Deep analytics on acquisition and onboarding

Customer growth

Depends

Yes

Support for digital, branch, hybrid , assisted embedding, co-branding and multiple devices

Customer and deposit growth

No

Yes

Multiple funding sources, payroll deposit switch

Deposit & margin growth

No

Yes

50+ best-in-class product onboarding flows, codeless configuration

Margin growth

No

Yes

SEG / community engagement

Customer growth

No

Yes

Embedded financial product onboarding

New channel growth

No

Yes

Live in 30 days

Time to value

No

Yes

Fully configurable.
Your brand, products and decisioning rules.

Easily configure your digital experiences to match your unique brand, field of coverage, products and offers.

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Out-of-the-box integration with your enterprise systems

The Cotribute platform comes with ready to use adaptors to your core banking solutions, online banking and other industry leading technology platforms.

CHECK CORE COMPATIBILITY

Instant fraud detection and KYC verification

Filter out fraudulent applications based on IP, email, device and ID risk. Verify with OFAC, ChexSystems and other industry databases before opening accounts.

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Automate manual back-office tasks and cut response times

Use Decision Intelligence rules to automate KYC and due diligence tasks, collect stipulations, send reminder notifications and eliminate wait times for applicants.

see CASE STUDY