Judah Musick
Chief Innovation Officer - Red Rocks Credit Union
Home-grown digital platforms are expensive and require significant capital investments.
Building digital competencies and offerings internally often delays your go-to-market.
Understanding consumer behavior and getting digital offerings right is notoriously hard and brings a high risk of failure
Cotribute’s robust platform does all the heavy lifting and integrates with your core systems and can be configured to match your unique brand and product offering.
Unexpected delays, user experience gaps, low adoption rates - we’ve been there. We know how hard it can be for traditional, financial services organizations to deliver digital experiences that customers love.
Cotribute’s robust platform does all the heavy lifting and integrates with your core systems. The platform can be configured to match your unique brand, growth strategy and product portfolio.
Digital giving account product
Custom branding for one financial services organization and their select employer groups.
Support via email
Digital self-onboarding for new customers
Allow users to secure their account with two-factor authentication
Verify new customer identity in realtime using Know Your Customer tools (KYC)
Authenticate and connect with customer’s existing accounts at other banks
Initiate one-time and recurring deposits
View full transaction history
Automatically provision a giving accounts on customer creation
Allow customers to donate to charities, or support colleagues experiencing a financial hardship
Apply for support for a financial hardship customers are experiencing (end to end managed by Co.tribute’s program partners)
Everything in Essential
Digital deposit account products
Embed codes for website integration
Dedicated client success manager
Easily configure employer / program branded digital financial wellness portal with multiple products
New customers can apply for a digital product via easy configured application forms
Allow new customers to e-sign applications
Automatically follow up with users who partially complete applications
Setup incentives based on usage of digital financial products
Directly connect to your existing online banking and customer support systems
Synchronize users, accounts and applications on a nightly basis
Batched behavioral analytics reporting
Optionally connect your own charitable partner to manage the hardship application process.
Everything in Growth
Digital loan account products
Single sign-on via ADP
Quarterly executive reviews
Add onboarding tours and educational content to help users understand your products and mission
Initiate one-time and recurring payments
Realtime account balance syncing and behavioral analytics reporting via API
Single sign on via ADP, including ADP user synchronization
Allow customers to setup and manage payroll deductions via ADP
We do all the heavy lifting to setup your branded digital financial offering
Grow your national digital customer base
Yes, we offer enterprise clients multiple integration options - ranging from API, embeddable components and batch data-synchronization.
Yes. Co.tribute is SOC 2 Type 2 certified. We conduct independent third-party security testing and adhere to industry leading encryption, multi-factor authentication and monitoring standards.
Yes. The platform can be branded to the financial services organization and the employer clients that they offer digital financial wellness products to.
We can launch your first in-market test in 8 - 16 weeks.